What is Life Insurance?

Life Insurance is an insurance protection policy that pays a lump sum to a person you name on your policy in the event of death.

When taking out a life protection cover you agree to make monthly payments to the insurance company over the term of the policy which will typically be spread across 20-30 years.

In exchange for the monthly premiums, the insurance company will agree to pay an agreed sum to the person(s) named on the policy in the event of death.

Many Life protection policies will also cover terminal illness as well as death but this is dependent on the provider and the terms of the policy. If you require terminal illness cover please be sure to specify this to your Life Insurance advisor.

Thinking of death is never a happy topic but Life Protection can provide your loved ones with a financial security blanket in your absence.

Life Protection policies can be used to cover mortgage repayments, funeral expenses, and as a form of income replacement.

At Life Insurance Ireland we understand the importance of these policies and we connect you with specialist advisors so that you can get the cover you need quickly and easily.

Get A Quote

Who are we?

At Life Insurance Ireland we connect you with trusted advisors that specialize in Life Insurance Policies.

When you complete our free quotation form your details will be immediately transferred to an advisor who will compare the market on your behalf saving you time and hassle.

By taking out Whole of Life Insurance you are effectively investing in the future of your loved ones by providing them with financial stability in the event of your death.

It is not a pleasant thought but it is one that should be considered if you have family, loved ones, or dependents who rely on your source of income.

Life Insurance payouts can provide your family with much-needed financial assistance for funeral expenses, mortgage repayments, and general income requirements in difficult times.

Life Quotes: Who do we compare?

Life Insurance is offered by multiple insurance companies in Ireland. In order to get the best possible deal it is always recommended to compare the market. This however can be a frustrating and time-consuming process if you do this directly.

At Life Insurance Ireland we eliminate these issues by connecting you with specialist advisors who compare the market on your behalf.

With years of industry expertise, our advisors have built strong relationships with Irelands’ most reputable and trusted insurance companies.

This allows them to get the best possible cover and at the most affordable rates quickly and easily.

To find out how much you could save please complete our quick quotation form for a free review.

What Does Life Cover Protect?

There are multiple types of Irish Life Insurance products available in the market. If you are unsure about the exact type of protection you need our advisors can help.

Below we have listed some of the main reasons why Irish Life Insurance products are taken out:

  • Financial assistance for family, dependents, and loved ones.
  • To cover the repayments on an interest-only mortgage
  • To cover repayments on business loans
  • To cover business profits in the event that a key person in your business dies.
  • Irish Insurance products are designed to protect you, your family, business interests, and more.

Irish Life Insurance Products are primarily broken down into 3 categories which are listed below:

Term Life Insurance – This type of life cover lasts for a set number of years and pays out a lump sum in the event of death.

Mortgage Protection – This type of life cover clears your mortgage in the event of death but does not pay a lump sum.

Serious Illness Cover – This type of life cover pays out if an illness specified on your policy is contracted during the term of the policy. This protection offers living cover and NOT death benefit if offered without Term Life Insurance or Mortgage Protection.

Understanding the various types of Irish Life Insurance products and their suitability is a specialist job and that is where we can help.

Our advisors have extensive knowledge of all insurance protection products and they can help you to secure the cover you need quickly and easily.

When you contact Life Insurance Ireland your inquiry will be handled by a dedicated advisor who will review your requirements and match them to the most suitable Irish Life Insurance products available.

To get a free comprehensive review please complete our quick quotation form.

Each person’s requirements for Life Cover will be different. Policies are typically purchased for specific reasons such as protecting a family, mortgage, or business.

If you are unsure about what cover we can help. Once you’ve requested a quote our advisors will review your situation and requirements in detail.

They will then be able to advise you accordingly on what type of insurance cover is more suitable for your needs.

The amount of Life Cover needed will depend on your financial situation and requirements. Some people want a life protection policy to provide a lump sum payment to dependents whilst others want to clear outstanding mortgages in the event of death.

Regardless of which category you fall into your requirements will differ from the next person as you will have specific payout requirements.

That’s why it is always recommended to discuss your Life Cover requirements with a qualified financial advisor to ensure you get exactly what you need.

Once you complete a quote with us our advisors will review your situation and requirements in detail and advise you accordingly.

Premiums are calculated after your requirements and circumstances are evaluated.

Specifics such as age, sums insured, whether you smoke, your gender and the type of policy must be taken into consideration before premiums are quoted.

We request these details in our quick quote form so once this is completed our advisors will compare the market on your behalf and present you with the best options and quotes available.

If you are comparing the market yourself this may take some time. By using our services however it can be done almost immediately.

Our advisors have established relationships with the most trusted Insurance companies in Ireland. This allows them to quote and provide cover incredibly quickly.

Once you’ve completed our free quotation form your requirements will be sent to a dedicated advisor immediately.

They will then compare the market and provide you with the most competitive and suitable Insurance Quotes in a matter of minutes.

Life Insurance can be taken out to protect an individual or you can add a spouse or partner is required. The 3 main types of Life Cover are listed below:

  1. Single Life Insurance: This type of life cover protects an individual
  2. Joint Life Insurance:  Covers 2 people but the death payment only pays out on the first death before the policy terminates.
  3. Dual Life Insurance: This life protection policy covers 2 individuals but the death benefit is paid for each person without affecting the other.

To get a quotation for any of the above policies please complete our free quotation form.

Simply complete our free quotation form which takes as little as one minute. It really is that simple! Once we have your details an advisor compares the market on your behalf and contact you to discuss the most suitable life policies and premiums available.

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