Life Insurance – What is it?

Life Insurance is an insurance protection policy which pays a lump sum to a person you name on your policy in the event of death. When taking out a life policy you agree to make monthly payments to the insurance company for the policy which will typically be spread across 20-30 years. In exchange for the monthly premiums you pay for the life cover the insurance company will agree to pay an agreed sum insured to the person(s) named on your policy in the event of your death. A lot of life policies will also cover terminal illness as well as death but this is dependent on the provider and the terms of the policy. If you require terminal illness cover please be sure to specify this to the broker. Thinking of death is never a happy topic but securing life cover can offer peace of mind so that in the event of such circumstances your loved ones will have a financial security blanket in your absence. Life policies can be used to cover mortgage repayments, funeral expenses and as a form of income in the event of your death. Life Insurance Ireland understands the importance protecting your family and can offer you a wide variety of Life Insurance Quotes to suit your needs.

Life Insurance Ireland- Who are we?

Life Insurance Ireland have specialists brokers that deal with a wide variety of Life Policies. When you contact Life Insurance Ireland you will be directed to a trained advisor who will review your requirements in detail. Once we understand your requirements your details will be passed to a speacialist broker that will compare the market and obtain multiple Life Insurance Quotes on your behalf. The brokers at Life Insurance Ireland work for you to find the right cover at the best possible price. We understand the importance of obtaining the most suitable life policies for our clients and by having relationships with multiple Insurance Companies in Ireland we can compare multiple policies to get you exactly what you need. When you purchase life cover you are effectively investing in the future of your loved ones by providing them with financial stability in the event of your death. It is not a pleasant thought but it is one that should be considered if you have family, loved ones or dependants who rely on your source of income. Life cover payouts can provide your family with much needed financial assistance for funeral expenses, mortgage repayments and general income requirements in difficult times. Contact Life Insurance Ireland today... we could save you thousands of Euros across the term of your life policy.

Life Insurance Quotes- Who do we get quotes from?

Life Insurance products are offered from multiple insurance companies in Ireland. In order to get the best possible deal it is advisable to compare the market. This can be a tedious and drawn out process for an individual and that is why Life Insurance Ireland can help you. Our brokers use their expertise to get quotes from multiple insurance companies on your behalf. With years of industry expertise we have built strong relations with some of Irelands most popular and trusted insurance companies. Through our providers we can obtain multiple Life Insurance Quotes for our clients. It’s important to note that when our brokers compare the market they not only look for the best possible cover but also at the best possible price. We understand the importance of price and quality and our Life Insurance Quotes team have this at the forefront of their minds. To get Life Insurance Quotes from a dedicated advisor request a call back now and find out how we can help you.

We get Life Insurance Quotes from the following Insurance Companies


Irish Life Insurance – What Does it Cover?

There are multiple types of Irish Life Insurance Products available in the market place. If you are unsure what type of Irish Life Insurance you need our brokers can help. We have expertise in all Irish Life Insurance products and this knowledge will be used to provide you with the best possible cover. Below we have listed some common reasons why Irish Life Insurance products are taken out:

  • Financial assistance for family, dependents and loved ones.
  • To cover the repayments on an interest only mortgage.
  • To cover repayments on business loans.
  • To cover business profits in the event that a key person in your business dies.
Irish Life Insurance products are designed to protect you, your family, business interests and more. Once you have contacted us we will a broker will be able to review your situation to understand exactly what you need. Irish Life Insurance Products are primarily broken down into 3 categories which are listed below:

Term Life Insurance – This form of Irish Life Insurance lasts for a set number of years and pays your family a lump sum in the event of death.

Mortgage Protection – This form of Irish Life Insurance clears your mortgage in the event of death but does not pay a lump sum to your family.

Specified Illness Cover – This form of Irish Life Insurance offers cover if an illness specified on your policy is contracted during the term of the policy. This policy offers living cover and NOT death benefit if offered without Term Life Cover or Mortgage Protection.

Understanding the various types of Irish Life Insurance products and their suitability is a specialist job and that is where we can help. Our brokers have extensive knowledge of all Irish Life Insurance products and can help you to secure the cover you need. When you contact Life Insurance Ireland your enquiry will be handled by a dedicated advisor who will review your requirements and match them to the most suitable insurance cover available. To get a comprehensive review of the Irish Life Insurance products available contact us now!

Life Insurance Ireland Frequently Asked Questions

What type of Life Insurance do I need?

Each persons requirements for life cover will be different. Life cover is usually purchased for specific reasons such as protecting a family, mortgage or business. When you contact Life Insurance Ireland we will review your situation and requirements in detail. We will then be able to advise you accordingly on what type of Life Insurance product is more suitable for your needs.

How much Life Insurance do I need?

The amount of life cover required is dependent on your financial situation and requirements. Clients usually take out life policies to provide a lump sum payment to dependents or to clear outstanding mortgage payments in the event of death. Regardless of which category you fall into your requirements will differ from the next person as you will have specific payout requirements and mortgage levels to cover. The same reasoning can be applied when securing life cover for business purposes and that is why it is always recommended to review your requirements with a qualified financial advisor to ensure you get exactly what you need. When you contact Life Insurance Ireland we will review your situation and requirements in detail and advise you accordingly on our recommendations.

How long does it take to get Life Insurance Quotes?

If you are comparing the market yourself this may take quite some time. By contacting us however we can use our expertise to get Life Insurance Quotes for you within hours. We have built relations with the most trusted Irish Life Insurance companies and we use these relationships to get Life Insurance Quotes for our clients in the fastest possible timeframe When you contact us a dedicated advisor will review your situation and understand your requirements. We then pass your details to our brokers who get to work and compare the market and provide you with the most suitable Life Insurance Quotes.

Who can be covered by a Life Insurance Policy?

Life Cover can be taken out to protect an individual or you can add a spouse or partner if required. The 3 main types of Life Cover are listed below:
1. Single Life Cover: This type of life policy covers an individual.
2. Joint Life Cover: This type of life policy covers 2 people but the death payment only pays out on the first death before the policy terminates.
3. Dual Life Cover: This type of life policy covers 2 individuals but the death benefit is paid for each person without affecting the other.

To get a more detailed explanation on the various types of policies contact Life Insurance Ireland for a free review today!

How much does Life Insurance cost?

Premiums for life cover are calculated after your requirements and circumstances are evaluated. Specifics such as age, sums insured, whether you smoke, your gender and the type of policy must be taken into consideration before premiums are quoted. When you contact Life Insurance Ireland we will do our best to ensure we obtain the most suitable policy for you and at the most competitive rates available.

How do I get Life Insurance Quotes?

In order to speed up your application we would recommend completing the quotes form below or at the top of this page. Once we have your details an advisor will contact you to fully review your situation and requirements. We will then compare the market for you and provide you with the most suitable and cost effective life cover available.